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Business Rewards Visa

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Business Rewards Visa

KEY BENEFITS

  • Enjoy peace of mind at home and on the road with built-in travel and purchase protection benefits
  • Manage all of your accounts from anywhere, anytime
  • Help from our dedicated team of business financial advisors with experience to recognize every small business's unique needs

BUSINESS REWARDS VISA DETAILS

  • No Annual Fee and No Penalty Rates
  • Earn 1% cash back on all eligible purchases1
  • No cap on cash back earned
  • Cash back rewards are automatically credited to your account
  • Rewards payable starting at $25

Questions?

Our experienced, helpful member service team is ready to support you!

1-800-621-2105

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What are the special features of the Business Rewards Visa?

Elements Business Rewards Visa® holders enjoy the following features when using their card:

  • Auto Rental Collision Damage Waiver
  • Cardholder Inquiry Service
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Lost/Stolen Card Reporting
  • Purchase Security and Extended Protection
  • Travel and Emergency Assistance Services

Where can I use my Business Rewards Visa?

Digital Payments

Elements offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your credit card lets you make payments via:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • PayPal
  • This logo  anywhere Visa is accepted online

Learn more on our Digital Wallet Options page.

 

At the Register

You can swipe, dip, or tap your Elements credit card to make payments at most credit card terminals.

What kind of fraud protection is included?

Chip Cards
Get big protection in a tiny chip. Elements issues credit and debit cards with chip technology built right in. This tiny chip will protect your card's information in a big way.

  • Count on Enhanced Fraud Protection — When you use your chip card at a chip-enabled terminal, the embedded chip generates a unique transaction code. This helps prevent stolen data from being fraudulently used.
  • Enjoy Global Acceptance — More places than ever accept Visa credit and debit cards. Whether you check out using chip technology, Visa payWave to tap and go, or swipe your card, you can pay with confidence worldwide.

Plus, you're protected against unauthorized use with Visa's Zero Liability Fraud Protection.

Visa® Credit Card Fraud Alerts
Real-time fraud alerts for our Visa credit cards. With a text alert, you can help prevent fraudulent transactions from occurring on your cards. The service is free and enrollment is easy.

Learn More about Fraud Alerts

Transaction Alerts
Have alerts sent to your email address or mobile device when your card is used.

Enroll within MyCardInfo in Online Banking

Online Shopping Secured with Visa
Visa automatically protects you against unauthorized purchases when shopping online. Whether you are using a desktop, mobile or other digital device, Visa has a service through participating merchant sites that provides an additional layer of protection when shopping online. This service helps your issuer know you are really you and most importantly, it protects you from fraud.

Who do I call if I am traveling, suspect fraud, have a denied transaction, or otherwise?

Call us at 1-866-570-1238 if you have any of the following needs or concerns.

  • Planning travel? Call us in advance. 
  • Card Transaction Denied
  • Lost or Stolen Card
  • If you suspect fraud
  • Questions or Concerns

HOW DO I APPLY FOR THE CARD?

Want help making the best choices? To get your Business Rewards Visa application started, talk to us now about what's right for you: business@hrfjk.com, 1-317-276-2105, or toll-free at 1-800-621-2105.

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  1. 1 Business Rewards Credit Card Rewards Information: 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply.